Case Study

Financial planning key to long-term retirement lifestyle

Mr. & Mrs. Roberts - Virginia Beach (names changed for confidentiality)
This couple came to our financial planning company in early 2009 regarding their retirement planning. He is 66 and still working, earning $3,300 per month. He wanted to retire at age 70.

He and his wife have accumulated $275,000 in their IRA’s. The IRA money is invested at their bank in CD’s and money market accounts earning less than 3%. They are both eligible for Social Security for a total of $1,750 per month. Once retired, they need $4,000 per month to maintain their lifestyle.

After analyzing their financial data, our retirement planning and IRA advisor determined they would only have enough money in retirement to last them until age 81, if they did not make any changes. They would be forced to live on Social Security alone or decrease their standard of living.

TriQuest Equity Management developed a retirement plan for this couple that safely increases the rate of return on their money to 5.50% and helps them implement an IRA Roth Conversion strategy for their IRA’s. By simply increasing their rate of return and moving their money into a tax-free Roth, we were able to maintain their needed $4,000 per month until age 98.


About TriQuest Equity Management
We are a financial planning company whose financial advisors specialize in converting deferred taxed IRA’s to tax free ROTH IRA’s, 401(k) strategies, home equity services, equity management, equity for life, home equity management, home equity uses, investment real estate equity, retirement planning, Roth IRA conversions, IRA conversions and fixed index products for clients in Virginia Beach, Norfolk, Chesapeake, Suffolk, Portsmouth, Newport News, Hampton, Williamsburg, Hampton Roads, Eastern Shore, Richmond, and throughout Virginia. Our retirement planning advisors and Roth IRA advisors are the backbone of our equity management company, and separate us from other asset management firms, financial advisor companies, and retirement planning firms.


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